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Yerson Jose
Yerson Jose is 22 and lives in Ica, in La Tinguiña District, a generous land characterized by its warm climate and better known as “The Land of Eternal Sun” since even in winter you can always see the sun. Moreover its people are very friendly and hospitable and harvest the best grapes in the region, with which they make one of their flagship products, “Pisco” (grape brandy).

In his free time Yerson enjoys listening to music, which is greatly relaxing and, he says, helps him to work much better. As is well known, Peru is acknowledged as having the most delicious food in the world and one of the dishes that Yerson likes a great deal is the very delicious “Lomo Saltado” (beef stir fry with onions and potatoes).

Yerson only studied until the fifth grade of secondary school because his parents lacked sufficient income, however he would have loved to have studied to become a teacher. He is a bachelor and works carrying passengers in a motor tax through the streets of his district. He works 10 hours a day. In one day he can transport around 20 passengers and this enables him to earn an average of approximately 50 soles a day and on a good day up to 100 soles, which helps with additional expenses maintaining his vehicle since the number of people needing this service has increased.

Yerson is infinitely grateful because, thanks to help from KIVA lenders, he will be able to pay the fees to acquire his driver’s license and keep his motor taxi better maintained. This will enable him to improve his earnings since passengers will feel more confident using the vehicle he operates. In this way he will also avoid fines for driving without a license. Moreover in a few months he will be able to realize his great dream of "buying himself an automobile.”
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Yerson Jose tiene 22 años de edad, él vive en Ica, vive en el Distrito de la Tinguiña, tierra generosa que se caracteriza por tener un clima caluroso y más conocida como: “La tierra del sol eterno”, ya que aunque sea invierno siempre se puede divisar el sol, además sus pobladores son muy amables y hospitalarios, asimismo se cosecha la mejor uva de la región con la que se elabora uno de nuestros productos bandera: “ el Pisco".

En su tiempo libre disfruta de escuchar música con ello se relaja mucho y según Yerson lo ayuda a trabajar mucho mejor; como bien se sabe el Perú se caracteriza por tener las comidas más deliciosas del mundo y uno de los platos que le agrada mucho a Yerson es el riquísimo “lomo Saltado”, Yerson solo estudió hasta quinto año de secundaria debido a que sus padres no tenían muchos ingresos económicos, pero le hubiera gustado mucho estudiar para ser Profesor. Yerson es soltero y se dedica al transporte de pasajeros en una mototaxi por las calles de su barrio, se dedica a este trabajo 10 horas diarias. En un día Yerson puede transporta alrededor de 20 pasajeros diariamente y esto le permite ganar gana aproximadamente un promedio de S/. 50 diarios y en un buen día puede ganar S/. 100 lo que le ayuda en algunos gastos adicionales para el mantenimiento de su movilidad, porque ha aumentado las personas que necesitan este servicio.

Yerson esta infinitamente agradecido ya que gracias a la ayuda de lo prestatarios Kiva, podra pagar los traites para adquirir su licencia de conducir y dar un mejor mantenimiento a su mototaxi.Esta mejora podrá ayudarle a mejorar sus ingresos ya que los clientes tendrán mas confianza en utilizar la movilidad que el maneja y porque evitara tener multas por conducir sin licencia y así poder en algunos meses cumplir su gran sueño: "Comprarse un automóvil."

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $55,889,725
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD