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Oswaldo
Oswaldo, who is 26 years old, is a very happy, dynamic and entrepreneurial man. He lives with Silvia, who is a merchant. He lives with his partner and his three young children in his own house which he was successful in constructing with the support of his partner. The work performed by Oswaldo is the sale of candies, which he does at the door of a school located near his home which has been operating for 3 years. He is still very popular with the young students from the school and those who pass through this area to whom he serves in a friendly manner and with joy, with the help of a young lady in the front office regarding customer service. What he likes about his work is that it permits him to make an income that allows him to pay the expenses of the home, and which gives him time to see his children. He told us that because the activity is profitable, he has plans to open a candy store in the commercial district, where there currently is none. He will be a pioneer and bring this facility to residents who will have a store in this line of business, and moreover, this way he can make more revenue. This will be his first loan with the institution MFP, he likes the group very much because he feels that they are responsible. He is grateful for the trust given by the institution, in exchange for which he agrees to be punctual in his payments. Moreover, he awaits your collaboration so that he can nail down his plans. With the loan of 1,000 nuevos soles he will buy candies generally at the best price to supply his business, he believes that the greater variety will increase his business and he will obtain larger profit margins.
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Oswaldo, de 26 años de edad, es un hombre muy alegre, dinámico y emprendedor, es conviviente con Silvia quien es comerciante, vive en compañía de su pareja, sus tres hijos menores, su casa es propia, la cual logró construir con el apoyo de su pareja. El trabajo que realiza Oswaldo es la venta de golosinas, la cual lo realiza en la puerta de un colegio ubicado cerca a su domicilio, la cual viene funcionando desde hace 03 años, siendo muy concurrido por los jóvenes estudiantes de este colegio y por los que pasan por la zona, a los cuales atiende de manera amable y con alegría, para esto cuenta con la ayuda de una señorita, en la atención al público. Lo que le gusta de su actividad es que le permite tener un ingreso económico que le permite pagar los gastos de la casa, y le da tiempo de ver a sus hijos, nos comenta que debido a que la actividad realizada es rentable, tiene planes de abrir una tienda de golosinas en la zona comercial ya que en ese distrito no hay siendo pionera y brindar esa facilidad a residentes de contar con una tienda de este giro de negocio, y además así poder tener más ingresos. Este será su primer préstamo con la institución MFP, le gusta mucho su grupo por que siente que son responsables, está agradecido con la institución por la confianza brindada, por lo cual se compromete a ser puntual en sus pagos. Además espera de su colaboración para que pueda concretar sus planes.
Con el préstamo de 1000 nuevos soles, comprará golosinas en general a precio por mayor para surtir su negocio, considera que a mayor variedad más acogida tendrá su negocio y obtendrá mayores márgenes de ganancias.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $54,558,900
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Oswaldo to buy more candies to supply his business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 28, 2011
Listed
Dec 27, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012