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Ramziyya is a 33 year old woman, married with two daughters. She is a market vendor and sells detergents such as washing powder, soap, shampoo and others. She has seven years of experience in this field, which has made her a knowledgeable and skilled person.

The products she sells are very popular among women. Ramziyya is always friendly and polite with her customers, which makes her business successful. Her monthly profit is 250 AZN. This business is the only source of income for her family so Ramziyya`s husband helps her with the business.

Ramziyya would like to expand her business and purchase more merchandise and diversify the range of products she sells. For this purpose, she applied for 1500 AZN. She has already demonstrated herself as a good client with a positive credit history.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 12
    View loans »
    Azerbaijan Loans Fundraising
  • $13,919,450
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Ramziyya to purchase more merchandise and diversify her range of products.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 29, 2011
Jan 1, 2012
Currency Exchange Loss:
Feb 15, 2013