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Vafa is a 37-year-old woman, married with one adorable daughter. She is a market vendor and sells cosmetics and deodorants, perfume, soap, shampoo and souvenirs. She has four years of experience in this field, which qualifies her as a knowledgeable and skilled person.

The products she sells are very popular among women. Vafa is always friendly and polite with her customers which make her business successful. Her monthly profit is 230 Azerbaijani manats (AZN). As this business is their only financial source, Vafa's husband helps her with the business.

Vafa would like to expand her business and purchase more merchandise to diversify the range of products she sells. For this purpose, she applied for a 1000 AZN loan. She promises to pay back on time.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 11
    View loans »
    Azerbaijan Loans Fundraising
  • $13,933,925
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Vafa to purchase more merchandise and diversify her range of products.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 29, 2011
Jan 1, 2012
Currency Exchange Loss:
Feb 15, 2013