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Kodjo Messan
Kodjo is a 23-year-old unmarried man with no children. He has worked as a reseller since 2009, and he runs a cafeteria serving all kinds of customers. He buys his products in the market in Lomé, and has one helper. At the moment his biggest obstacle is a lack of money to buy condiments.

Kodjo has requested his first loan through WAGES in order to buy condiments for his cafeteria. He would like to reinvest in his business. In the next few years, Kodjo would like to enlarge his business. He says that with the profits, he plans to marry.
Kodjo est un homme âgé de 23 ans. Il est célibataire sans enfant.
Kodjo travaille comme revendeur depuis 2009. Il est gérant d’une cafétéria et sert tous les types de clients. Il achète les produits au grand marché de Lomé. Il est aidé par une personne. Au moment, sa difficulté principale est l’insuffisance d’argent pour acheter ses condiments.
Kodjo a requis son 1er crédit de WAGES afin d’acheter des condiments pour son cafétériat. Il veut réinvestir dans l’activité.
Dans les prochaines années, Kodjo voudrait augmenter la taille de son activité. Il dit qu’avec les profits, il prévoit de se marier.


Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 9
    View loans »
    Togo Loans Fundraising
  • $8,671,525
    Funds lent in using Kiva
  • 501.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Kodjo Messan to buy products for his cafeteria.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 6, 2011
Listed
Jan 1, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012