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Salma's Group
In this Group: Salma, Sadiqa, Farzana, Rukhsana
I am Salma B. from Multan, Pakistan. I am married and a mother of eight: four girls and four boys. I am requesting a loan to buy an additional cow for my milk business. I sell milk to neighborhood clients. With the extra profits I plan to collect a dowry for my daughters. I would like to borrow in a group of few other women: Sadiqa B. manufactures ice creams. Farzana B. is borrowing for her family’s spare parts business. Rukhsana B. will use her share of our loan in her grocery store.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 373
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 62.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Salma's Group's $650 loan helped a member expand milk business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 8, 2008
Feb 22, 2008
Currency Exchange Loss:
Apr 15, 2009