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Makhbuba is 40 years old and is raising a school-age son by herself. In search of a source of income for her family, she started her own business of selling food products in 2007. Thanks to her persistence and hard work, Makhbuba was able to grow her business, which was started with a sum of only 500 som (KGS), to have a monthly income of 15,000 som (KGS). In order to further develop her business, she requested a loan in the sum of 50,000 som (KGS) from the "Bai-Tushum and Partners" company to expand her product selection. Makhbuba plans to invest the profit from the loan into expanding her retail space and purchasing her own house in the future.
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Махбубе 40 лет, одна воспитывает сына - школьника. В поисках источника дохода для своей семьи, в 2007 году Махбуба начала свой бизнес в торговле продуктами питания. Благодаря настойчивости и упорному труду, Махбуба начав со стартовой суммы всего лишь 500 сом (KGS), сумела развить свой бизнес с ежемесячным доходом в 15,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Махбуба обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на расширение ассортимента. Доходы от кредита Махбуба планирует вложить в расширение торгового места, а в будущем – купить свой собственный дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 46.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Makhbuba to broaden an assortment of goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Dec 27, 2011
Currency Exchange Loss:
Dec 19, 2012