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Naseem's Group
In this Group: Naseem, Safia, Suraiya, Mumtaz , Yasmeen, Jamila, Fatima
Naseem is a very active lady. She supports her husband financially by preparing wooden stools. She started this business a few years ago. She is a very hard worker by nature. While working, she never thinks of day and night. Her work is very demanding in her area. Her husband is a mason by profession and constructs houses and buildings by contract. He is known as an expert in his work and offers quality services to his clients. Naseem is the mother of 2 sons.

She has applied for a loan from KIVA partner Asasah for her eldest son, who makes and sells shawls at different clothing shops in the market. He sells a variety of shawls, such as embroidered, simple and colorful shawls, to his customers. With the loan investment, he will buy colored thread, beads and laces in bulk quantities that will allow him to make better quality and a higher variety of shawls, selling them at higher profits.

Naseem is confident that an investment will help her son make his business better.

Note: “In the photo, the lady holding a book (called Asasah Passbook) is Naseem.”

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 206
    View loans »
    Pakistan Loans Fundraising
  • $14,448,675
    Funds lent in using Kiva
  • 89.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,500 loan helped a member to buy colored thread, beads and laces for a shawls-making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 26, 2011
Jan 1, 2012
Currency Exchange Loss:
Dec 15, 2012