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C14001 Twitezimbere Group
In this Group: Dativa, Tereza, Drocella, Francoise, Venantie, Beatrice
Dativa is 29 years old and has three children between the ages of 3 and 8 years. She also takes care of three additional dependents. She sells local drinks from 7 am until 6 pm every day, and she has four years of experience. She currently employs three people to help her. She is the leader of the group called "14001 TWITEZIMBERE" in the local language. She is a first person from the left in the photo.

Dativa has requested a loan from Kiva lenders via Vision Finance Company in order to purchase a large quantity of sorghum to make local drinks to sell. With any profit, she will save money for her future and pay school fees for all of the children who live with her.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C14001 Twitezimbere Group's $1,525 loan helped a member to purchase a large quantity of sorghum to make local drinks to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Jan 1, 2012
Currency Exchange Loss:
Aug 17, 2012