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Luz Margarita
Luz is a member of the communal bank Zhidmad. She lives in the community of Zhidmad in Cuenca, a place which is surrounded by exuberant natural vegetation. It is a place where one breathes peace and tranquility, since it is located outside of the noise of the city. The people there raise animals, work in agriculture, or many work in the city. They maintain the culture and traditions of their towns.

Luz is 39 years old, married, and in her marriage has conceived 4 children who are now 16, 14, 12 and 10 years old. Her first two children work and help her financially. Her third child stays at home and helps with the household chores, and the last is studying in a local school. Her husband works in construction as a mason. The house in which she lives is her own.

Luz takes care of the household chores and, since she spends most of her time at home, raises cattle, pigs, chickens and guinea pigs, which she sells when she has the financial need. She also works in agriculture, and what she grows is only for their own consumption.

She has been a member of the bank for 10 years, and she will invest the new loan in purchasing chickens.

Her goal is to have a business like a store.
View original language description ↓
La Señora. Luz es socia del banco comunal Zhidmad, vive por la comunidad Zhidmad en Cuenca, este lugar se encuentra rodeado de exuberante vegetación natural, es un lugar donde se respira la paz y tranquilidad ya que se encuentra fuera del ruido de la ciudad, su gente se dedica a la cría de animales, agricultura, muchos laboran en la ciudad, mantienen la cultura y tradiciones de sus pueblos.

Doña Luz tiene 39 años, es casada y en su unión conyugal ha concebido 4 hijos de 16, 14, 12 y 10 años de edad, sus dos primeros hijos trabajan y le ayudan económicamente, su tercer hijo pasa en casa y le ayuda en los quehaceres de su hogar y su ultimo hijo está estudiando en una escuelita de la localidad. Su esposo labora en la construcción como albañil, la casa en la que vive es de su propiedad.

La Señora. Luz se dedica a los quehaceres de su hogar y como pasa su mayor tiempo en casa cría ganado, cerdos, gallinas y cuyes a los que los vende cuando tiene alguna necesidad económica. También labora en la agricultura y lo que cosecha es solo para su consumo.

Es socia del banco comunal hace 10 años y su nuevo crédito lo va a invertir en la compra de pollos.

Su meta es tener un negocio como una tienda.

About Ecuador

  • $10,200
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Luz Margarita to purchase chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 9, 2011
Listed
Dec 27, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012