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Los Girasoles Group
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Roció has a spouse and two school age children. She’s 34 years old and a member of the “Los Girasoles” (The Sunflowers) communal bank, a group composed of ten members who carry out a variety of commercial activities.

Roció has worked for nine years selling food, that is, she sells set menus (lunch and breakfast) at home. This business arose because her children started attending school and her husband’s salary was insufficient to cover basic food, school and utilities costs. She, therefore, worked hard to move her family forward and started out by selling breakfast. In time, she acquired more customers and started then to sell lunch too. Roció tells us that her children were her motivation. Thanks to her effort and dedication she’s attained better income and her children were able to go to school. Gradually she was able to buy things for her house and, above all, her family now has a better quality of life.

In order to continue making progress, she’s asking for a new loan to buy ingredients (rice, noodles). We know that Roció will reach her goals with much work and effort and that Edaprospo loans will help her.
View original language description ↓

La Sra. Roció es conviviente, tiene 2 hijos en edad escolar, Roció tiene 34 años de edad actualmente es integrante en la alcancía comunal “Los Girasoles” grupo conformado por 10 socios que se dedican a diversas actividades de comercio. Roció trabaja desde hace 9 años en la venta de comida es de decir vende menú (almuerzo y desayuno) en su domicilio este negocio surge por que sus hijos empezaron a ir al colegio y el sueldo de su esposo no alcanzaba para cubrir los gastos básicos alimentación, educación y pagos de servicio. Es así que trabajo muy duro para sacar adelante a su familia, empezó vendiendo desayuno y con el tiempo tuvo mayor clientes y después empezó a vender almuerzo Roció nos cuenta que su motivación eran sus hijos, gracias a su esfuerzo y dedicación a logrado mejores ingresos económicos, sus hijos pudieron estudiar, poco apoco fue comprando cosas para su hogar y sobre todo su familia cuenta con una mejor calidad de vida, con el fin de seguir creciendo a solicitado un nuevo préstamo para comprar insumos(Arroz, Fideos) .Sabemos que Roció cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos de Edaprospo le ayudaran.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Girasoles Group's $3,325 loan helped a member to buy ingredients like rice, noodles, oil, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 12, 2011
Listed
Dec 27, 2011
Currency Exchange Loss:
Covered
Ended:
May 15, 2012