Joash is a resident of Mombasa, Kenya. He is married and has three children. Joash has been running a real estate agency business for four years.
Joash is applying for a loan of 80,000 Kenyan shillings to purchase a photocopier and stationery for a new business he is starting. He aspires to have his own property in the future. The challenge in this business is some clients not paying their bills on time. He will use the extra income from this loan to purchase other office machines.