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Elsa Aurora

Update on Elsa Aurora

Elsa Aurora is 39 years old and married. She lives with her husband and children in the Ventanas canton in the precinct of Campo Alegre.

The San Jacinto community bank is located in the Campo Alegre precinct, near Guare parish, which is in Ventanas canton. The members of this community bank work in short-cycle agriculture, growing corn and rice.

Elsa Aurora has been working in agriculture growing corn and rice for five years. She buys her products from Comercial Jiménez in Ventanas and sells her goods in the same city.

She is asking for this loan to buy seeds and fertilizers to care for her crops, which are helping her increase her family's income. Her dream is to have a house and plot of land.

She enjoys cleaning her house.
View original language description ↓
Elsa Aurora tiene 39 años es casada vive con el esposo y con los hijos, vive en el Cantón Ventanas en el Reciento Campo Alegre.

Esta ventanilla SAN JACINTO, se encuentra ubicada en el recinto Campo Alegre, cerca de la parroquia Guare perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

Elsa Aurora se dedica a la agricultura siembra de maíz y arroz desde hace 5 años, las compras las realizan en comercial Jiménez de la ciudad de ventanas y las vende en la misma ciudad.

El préstamo lo solicita para la compra de semillas, fertilizantes y abonos para el cuidado de los cultivos, además le ayudado para aumentar los ingresos de la familia. Sueño es tener una casa y un terreno.

Le gusta hacer la limpieza de la casa.

Previous Loan Details

Elsa Aurora is 39 years old. She is married and lives with her husband and two children in Ventanas canton, in Los Ríos province. The San Jacinto community bank is located in Campo Alegre, in Guare parish, in Ventanas canton. The members of this community bank work in short-cycle agriculture... More from Elsa Aurora's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elsa Aurora to buy seeds and fertilizers to grow crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 2, 2011
Listed
Dec 26, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 27, 2012