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Yao Edem
Yao is a 35-year old man, who is married to a retailer and has two children.

He has been working as a retailer since 2008 and sells "pure water" to all types of customer in his shop. He buys his products in Lomé and works alone. His main problem at the moment is that he does not have sufficient stock to satisfy customer demand.

Yao has requested a second loan from WAGES so that he can buy a freezer and some "pure water". He wants to reinvest in his business and in the coming years he would like to expand. He says that he will ensure his family's well-being with the profits he makes.
View original language description ↓
Yao est un homme âgé de 35 ans. Il est marié å une revendeuse. Il a deux enfants.
Yao travaille comme revendeur depuis 2008. Il vend du pure water pour tous clients dans sa boutique. Il achète les produits à Lomé. Il travaille seul. Au moment, sa difficulté principale est de ne pas pouvoir satisfaire la demande pour cause de stock insuffisant.
Yao a requis son deuxième crédit de WAGES afin d’acheter un congélateur et du pure water. Il veut réinvestir dans l’activité.
Dans les prochaines années, Yao voudrait agrandir la taille de son activité. Il dit qu’avec les profits, il prévoit d’assurer le bien être de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 9
    View loans »
    Togo Loans Fundraising
  • $8,812,775
    Funds lent in using Kiva
  • 502.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD