Her husband is a factory worker on monthly wages. Besides her eldest son, the others are enrolled in a school and getting their education.
Afshan herself is very talented lady and operates an embroidery business at her home. She makes beautiful embroidered designs on clothes and earns income for the family. She not only manages her household expenses on time but also gives required time to her business.
She has requested a loan from Kiva partner Asasah for her embroidery business. With the loan, she will buy embroidery material such as beads, colored thread and sketches in larger quantities to enhance her business.
She is hopeful that her business will grow further and return her good profits after the loan investment.
Note: In the photo, the lady raising her hand is Afshan.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid