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Carmen is sixty-four years old and lives with her life partner in her own house.

She has a business selling tortillas and in addition to this she sells chocolate bananas, charamuscas [cold coconut juice], and ice. She is very well known in her area and has gained a lot of customers. Everything she sells is good quality and her prices are accessible. Her service is also excellent. She always greets her customers with a smile on her face.

Carmen is an entrepreneurial woman with a great desire to get ahead. She believes that you must always dream and aspire to the greatest thing that you think you can achieve to be able to have success. This is why she is requesting a loan from Integral that will allow her to purchase wholesale corn in addition to bananas and chocolate, among other things.

Carmen has the hope that with effort she will be able to give her family a better quality of life.
View original language description ↓
Carmen de sesenta y cuatro años de edad vive con su compañero de vida en casa propia. Ella posee una venta de tortillas y adicional a eso vende choco bananos, charamuscas y hielo, es muy conocida en el lugar y se ha hecho de mucha clientela, pues todo lo que comercia es de muy buena calidad y a precios accesibles, además el servicio es excelente siempre recibe a sus clientes con una sonrisa en el rostro; Carmen es una mujer emprendedora con muchas ganas de salir adelante, piensa que siempre hay que soñar y apuntar a lo más alto de lo que sabes que puedes lograr para así poder llegar al éxito, es por eso que está dispuesta a solicitarle a INTEGRAL un crédito que le permita comprar maíz por mayor, bananos, chocolate entre otros. Carmen tiene la esperanza que con su esfuerzo logrará darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 713
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Carmen to buy whole sale corn and bananas and chocolate.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Dec 26, 2011
Currency Exchange Loss:
Oct 16, 2012