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José Francisco
José Francisco is 48 years old, he lives in his own home with his life partner and their 5 children.

José is a very enterprising man who has a lot of business ideas which, one by one, he is putting into action. He has worked for 6 years in his business selling a variety of products such as eggs, dairy products, vegetables, etc. He wants to keep his business trading as it is main source of income and allows him to bring bread home everyday.

His family is his main inspiration, they give him the strength to keep going forward and not lose hope that one day he will be able to give them a different quality of life.

Thanks to his charisma and dedication to his work, he has managed to earn the trust of lots of people in the area where he lives as he always keeps a variety of good quality products at the best prices.

Recently, he has been thinking about the possibility of growing his business, particularly as Christmas is the time of year when sales rise. Because of this, he has taken the decision to ask for this loan from INTEGRAL in order to increase his inventory and fulfil a greater demand. He will invest the loan by buying eggs, dairy products, vegetables and other products that are appealing to his customers. He trusts fully in God that he will obtain favourable results and be able to attain his objective.
View original language description ↓

José Francisco de 48 años de edad, habita en casa propia junto con su compañera de vida y sus 5 hijos. José es un hombre muy emprendedor el cual tiene muchas ideas de negocio las cuales poco a poco va poniendo en marcha. Él ha trabajado desde hace 6 años en su negocio en el cual ofrece variedad de productos tales como: huevos, lácteos, verduras, etc. Su deseo es seguir manteniendo su negocio activo ya que es su principal fuente de ingresos y es el que le permite llevar el pan de cada día a su hogar. Su principal inspiración es su familia ya que es la que le da fuerza para seguir adelante y no pierde las esperanzas de algún día poder darles una calidad de vida diferente. Gracias a su carisma y dedicación en el trabajo ha logrado ganarse la confianza de muchas personas en la zona donde habita ya que el siempre mantiene variedad de productos de buena calidad y a los mejores precios. Últimamente ha estado pensando mucho en la posibilidad de surtir su negocio, en especial en esta época navideña que normalmente las ventas aumentan. Debido a esto ha tomado la decisión de solicitar este crédito a INTEGRAL para surtir su inventario y suplir una mayor demanda. El crédito lo invertirá en la compra de: huevos, lácteos, verduras, y de mas productos que sean atractivos para los clientes. Confía en Dios plenamente que obtendrá resultados favorables y podrá lograr su objetivo.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 774
    View loans »
    El Salvador Loans Fundraising
  • $25,574,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped José Francisco to buy: eggs, dairy products, vegetables, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 21, 2011
Listed
Dec 26, 2011
Currency Exchange Loss:
N/A
Ended:
May 17, 2013