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María Ángela
María Ángela is 31 years old. She lives in her own house with her family which includes her husband and 5 children, three of which are in school. María Ángela is known for being a woman entrepreneur who is dedicated to her work. Four years ago she decided to open a pupuseria (a stand selling stuffed tortillas called pupusas) in her home as her husband’s income was not enough to cover the household expenses.

Her business has a good location as she is on one of the main streets of the neighborhood where she lives. This has helped her because many people stop by to ask for her delicious pupusas.

For her the most important thing is her family, and this is why each morning she gets up very early in order to start working in able to help a little with the household expenses, and each day is more difficult.

She is very enterprising and does not let any business opportunity escape, and this is why at the holiday season she wants to take advantage of offering more choices to her clients as during this time the sales always increase. It is for this reason that she has taken the decision of asking for a loan from Integral in order to invest in her business to buy the basic supplies that she needs, such as cheese, beans, rice, chicharon (pork cracklings), and others, in order to be able to give a better service to her customers, increasing her earnings which permit her to have a better opportunity to succeed. She is very thankful to the institution and in the past trusted in it for a loan in order to invest in her business and she is waiting for favorable results with this new loan because without the help of Integral none of this would be possible.
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María Ángela de 31 años de edad, habita en casa propia junto con su grupo familiar el cual está conformado por su esposo y sus cinco hijos, tres de los cuales se encuentran estudiando. María Ángela se caracteriza por ser una mujer emprendedora y dedicada a su trabajo. Hace 4 años decidió abrir una pupuseria en su hogar de residencia ya que los ingresos percibidos por su esposo no eran y no son suficientes para cubrir las necesidades del hogar. El negocio tiene buena ubicación ya que se encuentra en una de las calles principales de la colonia donde ella habita. Esto le ha ayudado para que muchas personas se acerquen a solicitar sus deliciosas pupusas. Para ella lo más importante es su familia y es por ella que cada mañana se levanta muy temprano para dedicarse a su negocio y poder ayudar un poco con la economía de su hogar que cada día es más difícil. Ella es muy emprendedora ya que no deja ir ninguna oportunidad de negocio, es por eso que en esta temporada navideña quiere aprovechar en dar una mayor oferta a sus clientes ya que siempre en estas fechas las ventas aumentan. Es por esta razón que ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio en la compra de la materia prima necesaria (queso, frijoles, maíz, arroz, chicharon, etc.) para poder dar un mejor servicio a sus clientes, con el fin de aumentar sus ingresos que le permitan acceder a una mejor oportunidad de vida. Esta muy agradecida con esta institución ya que en el pasado confiaron en ella y le otorgaron un credito para invertir en su negocio y espera tener resultados favorables de este nuevo crédito ya que sin la ayuda de INTEGRAL nada de esto fuera posible.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 781
    View loans »
    El Salvador Loans Fundraising
  • $25,635,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped María Ángela to buy cheese, beans, corn, rice and chicharon (pork cracklings).
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 17, 2011
Listed
Dec 26, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013