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Silvia Dinora
Silvia Dinora, age 34, has lived in her sister’s house for 19 years. She lives with her three children; two of them go to school. Silvia Dinora has devoted herself to the business for a lot of years.

Thanks to her dedication and discipline she has managed to actively maintain a small store in her home. She is an exemplary woman because she alone has managed to get her children ahead. She continues working in order to give them the best.

The location of her business is very strategic. It is in a very busy zone with easy access, and she now has a lot of customers. However, she is an enterprising woman. She wants to stock her small store so that it will be more attractive, and so that the customers will prefer her store. Also, she wants to take advantage of the Christmas season because that is when she sells the most.

This has made her decide to request this loan from Integral. She will use the loan to buy a variety of products for her store. She will buy things like sweets, detergents, sugar, rice, beans, oil, paper, sweet breads, and others that manage to bring more customers.

By doing this she hopes to fulfill her dream of seeing her store stocked and having a lot of customers who prefer her because she has everything they need. Also, she hopes to get greater income, which would allow her access to a better life opportunity.
View original language description ↓

Silvia Dinora de 34 años de edad, vive en casa de su hermana desde hace 19 años junto con sus tres hijos dos de los cuales se encuentran estudiando. Silvia Dinora lleva muchos años dedicándose al negocio. Gracias a su dedicación y disciplina ha logrado mantener activa una pequeña tienda dentro de su hogar de habitación. Ella es una mujer ejemplar ya que ella sola ha logrado sacar adelante a sus hijos y sigue trabajando para darles lo mejor. El lugar de ubicación de su negocio es muy estratégico, se encuentra en una zona muy concurrida y de fácil acceso por el momento cuanta con muchos clientes, pero ella es una mujer emprendedora y quiere surtir su tiendita para que sea más atractiva y los cliente la prefieran mas además quiere aprovechar esta temporada navideña ya que es cuando más se vende. Esto la ha hecho tomar la decisión de solicitar este crédito a INTEGRAL para comprar variedad de artículos de tienda como: golosinas, detergentes, azúcar, arroz, frijoles, aceite, papel, pan dulce y de mas artículos que logren a traer a mas clientes. Con esto espera cumplir su sueño de ver su tienda surtida y contar con muchos clientes que la prefieran por tener todo lo necesario. Además espera lograr mayores ganancias que le permitan acceder a una mejor oportunidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 459
    View loans »
    El Salvador Loans Fundraising
  • $22,757,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Silvia Dinora to buy sweets, detergents, sugar, rice, beans, oil, paper, and sweet breads, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 15, 2011
Listed
Dec 28, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 16, 2012