Lucy is married and has six children ranging in age from twenty-three to thirty-five years. She describes herself as a decisive woman. She has been selling maize for the last twenty-four years. Her business is in a strategic location. Lucy faces the challenge of insufficient funds. She will use the loan of Kes 20,000 to purchase more bags of maize. In the future, Lucy hopes to expand her business and buy a piece of land for her family.