Lilian 26 years old, married, and has two children, ages three and six years. She describes herself as an honest and visionary woman. She sells clothes to residents in her home area. Her business involves movement from one place to another as she sells to customers, and this challenges her. She will be using the loan of Kes 20,000 to buy clothes to sell. Lilian's goal and hope is to run a boutique in the next five years.