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Update on Urania

Urania Jalina is an enterprising and hardworking woman who owns a small grocery store. She started this business 11 years ago with few products on the shelves. Currently she has a bigger business and she dreams of becoming a large distributor.

With the previous loan, she succeeded in expanding her business and adding an extension to her house. She needs this loan to invest in bulk grains, meat…etc.
View original language description ↓
Urania Jalina es una mujer trabajadora y emprendedora la cual tiene una pequeña venta. Este negocio lo inicio hace 11 años con pocos productos actualmente tiene un negocio mas grande el cual sueña en que sea una gran distribuidora.
Ella con el crédito anterior logro mejorar su negocio y realizar un anexo en la casa. Este crédito lo necesita para invertir en granos básicos, carne…etc.

Previous Loan Details

Urania Jalina López is a hardworking young woman who owns a small grocery store. She started the business eight years ago when she became independent from her mother, who had the same type of business selling soda, ice cream, and snacks. She has the support of her husband and brother who help h... More from Urania's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 92
    View loans »
    Nicaragua Loans Fundraising
  • $24,779,575
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Urania to buy bulk grains, meat...etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 16, 2011
Dec 26, 2011
Currency Exchange Loss:
Jun 15, 2012