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Marhabo F. lives in the city of Yavan. She is 31 years old, is married and has 4 children. She has a high school diploma and is a teacher in school number 12 in Yavan. Aside from being a teacher, she raises farm animals. Yavan has milk cows and sells milk and yogurt products (kefir and yogurt). She sells milk to whole sale purchasers who then take these products to Dushanbe city. Marhabo would like to receive a loan in order to purchase one more cow. This will give her an opportunity to increase her profits. Marhabo's business supports her family. Moreover, by selling milk she provides markets with fresh milk and yogurt products at affordable prices. She plans to repay her loan within 12 months..

Translated from Russian by Anna Startseva, Kiva volunteer.

Фатхуллоева Мархабо проживает в городе Яван. Возраст 31 год, замужем , имеет 4 детей. Oбразование средне-специальное. по профессии учитель средней школы № 12 города Яван. Кроме того занимается животноводством. Держит дойных коров для того ,чтобы продавать молоко и кисломолочные продукты(кефир и кислое молоко). Продает молоко оптовым покупателям , которые вывозят продукты в город Душанбе. Планирует получить кредит для того чтобы купить еще одну корову. Это даст возможность увеличить доход. Ее деятельность позволяет обеспечивать свою семью. А так же продавая молоко она обеспечивает рынки свежими молочными продуктами по доступным ценам.погасить кредит клиентка планирует в течении 12 месяцев..

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 120
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Marhabo to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2008
Apr 4, 2008
Currency Exchange Loss:
May 15, 2009