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Gloria Francisca
Gloria Urroz gets up early every morning to start working at her business selling fruit and vegetables in the market of the city of León.

She is a very hardworking woman who has hoped to get ahead despite the financial difficulties she has gone through. At present, she is asking for a loan to buy fruit and vegetables for her business. Some of the ones she will buy are: carrots, plantains, yucca, cabbage, sweet peppers, lemons and oranges.

That is why she visited Ceprodel so she could take out a loan to keep selling the fruit and vegetables that her customers demand from her for so much.
View original language description ↓
La señora Gloria Urroz a diario desde muy tempranas horas de la mañana inicia su negocio de venta de frutas y verduras en el mercado de la ciudad de León.

Es una dama muy trabajadora que ha velado por salir adelante a pesar de las dificultades económicas que ha atravesado. Actualmente solicita un crédito para la compra de las frutas y verduras para el negocio entre las que se encuentran zanahoria, plátano, yuca, repollo, chiltoma, limones y naranja.

Es por este motivo que visitó Ceprodel para ser beneficiada con un crédito para seguir comercializando las frutas y verduras que tanto demandan sus clientes.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Gloria Francisca to buy carrots, plantains, yucca, cabbage, sweet peppers, lemons and oranges.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 13, 2011
Jan 1, 2012
Currency Exchange Loss:
Dec 11, 2012