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Regina Group
In this Group: Beatriz , Cristina *, Dulce Maria , Beatriz , Alma Delia, Margarita , Maria Elena, Erika , Esmeralda
* not pictured
The name of this group of 9 cheerful and hardworking women is "Regina." Each woman has an economic activity that they are developing in order to help their spouses and get ahead with their families, providing them with a better quality of life. This group is located in a sugar-cane producing region with a warm climate, as this community has developed in the foothills

Bety is one of the members of this group. She is 49 years old, and has a business degree. She is the single mother of 3 children, but now only one of them is dependent upon her - the youngest, 13, who is named Jose Carlos and is in middle school.

Bety says that she has always had to work in order to provide for her children and give them an education. She started out selling items for the home (dishes, pots, glasses, plates and containers) to her friends and neighbors in the community, but as the years went by her children grew and their expenses increased and she had to find a way to increase her income. So, as she was a very good cook, she decided to start selling Mexican snacks and fast food from her home, and at times she also delivers them to people's homes. She said "I've already been selling household items for 6 years and selling food for 3, and thanks to God I have my customers, and so gradually we are seeking a way to get ahead." Bety needs this loan to invest in the purchase of chilies, tomatoes, onions, meat, cream, cheese, rice, beans, and a variety of fruits and vegetables to make her food, and also to buy some household products. She hopes that with this investment her business will continue to make progress, since she plans in the future to establish a small restaurant.

The members of this group are grateful to the Fundacion for the support that they are getting in the form of these loans for their businesses so that their quality of life can improve. The other members of the group are:

Cristina, who sells clothing
Dulce Maria, who makes pastries
Beatriz, who sells jewelry
Alma Delia, who sells jewelry
Margarita, who sells perfume
Maria Elena, who sells bread
Erika, who sells fruits and vegetables
Esmeralda, who sells cosmetics
View original language description ↓

Regina es el nombre de un grupo que esta integrado por nueve mujeres alegres y muy trabajadoras cada una de ellas tiene una actividad económica la cual desarrollan para ayudar a sus esposos a sacar adelante a sus familias y así poder tener una mejor calidad de vida. Este grupo esta ubicado en una región Cañera y su clima es cálido ya que esta comunidad se desarrollo a las faldas de los cerros.

La señora Bety es uno de los miembros de este grupo, ella tiene la edad de 49 años, estudio una carrera comercial y es madre soltera de tres hijos pero actualmente solo depende de ella el mas pequeño de nombre Jose Carlos de 13 años de edad que estudia la secundaria. Doña Bety platica que ella siempre ha tenido que trabajar para sacar adelante a sus hijos y darles estudios, ella inicio vendiendo artículos para el hogar (trastes, ollas, basos, platos y toperes) con sus amigos y vecinos de la comunidad pero conforme fueron pasando los años sus hijos crecieron y los gastos aumentaron y tenia que buscar la manera de obtener mas ingresos asi que como ella cocina muy rico decidió iniciar a vender antojitos mexicanos y comidas corridas desde su hogar y algunas veces hace entregas a domicilio,ella dijo "ya tengo 6 años de vender articulos del hogar y 3 de vender comida y Gracias a Dios tengo mis clientes y hay vamos poco a poco buscando la manera de salir adelante".
Doña bety necesita este credito para invertirlo en la compra de chiles, tomates, cebolla, carne, crema, queso, aroz, frijol, variedad de frutas y verduras para realizar sus comidas y en la compra de artículos del hogar.
Ella espera que con esta inversion su negocio continue progresando ya que sus planes a futuro son poner un pequeño restaurante.

los miembros de este grupo agradecen ala fundacion el apoyo que les esta dando por medio de este credito para que su negocio y calidad de vida mejoren.

los demás integrantes del grupo son:

Cristina venta de ropa
Dulce maria reposteria
Beatriz venta de joyeria
Alma delia venta de joyeria
Margarita venta de Perfumeria
Maria elena venta de pan
Erika venta de fruta y verduras
Esmeraldaventa de cosmeticos


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 14
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 13.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Regina Group's $3,050 loan helped a member to buy chilies, tomatoes, onions, meat, cream, cheese, rice, beans, and a variety of fruits and vegetables.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2011
Listed
Dec 25, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2012