Arbelia has grocery store located at the market in the capital, and has more than 15 years of experience with this type of business. She is married with three children who are of school age. Arbelia has worked with six CEPRODEL loans, all of which were used to purchase merchandise for her business.
Arbelia visited the CEPRODEL office to request a new loan which she will invest in the purchase of grocery products such as dairy, meat, chicken, beef and canned goods.
La Sra. Arbelia tiene un puesto de abarrotería en el mercado de la capital, ella lleva más de quince años con este tipo de actividad comercial. Es casada con tres hijos los cuales se encuentran en edad escolar. Ella ha trabajado seis préstamos con ceprodel y todos estos han sido para la compra de mercadería para su negocio. Arbelia acude nuevamente a las oficinas de ceprodel para solicitar un nuevo préstamo el cual será invertido para la compra de mercadería para la abarrotería como son productos lácteos, carnes de pollo, res y botería.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.