Ra, age 30, is a garment worker. Her husband, Hoeun Nou, age 30 is a construction worker. They have been married since 2008 and have one son who is in school. They are living in a village about twenty-five kilometers from Phnom Penh City.
Ra does not have her own motorbike; she borrows the motorbike from her relative to get work every day. That is why she decided to request the loan in the amount of $1,200 to buy a motorcycle. Ra will not ask to borrow her relative's motorbike any more.
Photo: Ra and her husband are not pictured at home, but at a pagoda.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.