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Tulganoi
Tulganoi is 53 years old, married and has four children. Her husband is a retiree just as she is. She has been obtaining financing from our organization since 2009. Tulganoi has 20 years of experience in fattening up livestock. Her sons and daughter are in Kazakhstan for work. Previously, her husband worked at their village factory and was able to provide for the family. After the breakup of the USSR, no functioning factory that could support their small population in the mountainous region remained open. Their primary source of income is buying and selling livestock and monetary transfers from Russia or Kazakhstan. Not relying on the children's help, Tulganoi and her husband breed livestock in order to have a regular income. Tulganoi plans to use this loan to purchase goats and sheep.
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Тулганой 53 года, замужем, имеет 4 детей. Её муж пенсионер, также как и она. Кредитуется в нашей организации с 2009 года. Опыт в откорме скота более 20 лет. Её сыновья и дочь находятся в Казахстане на заработках. Раньше ее муж работал на заводе их кишлака, и мог прокармливать всю семью. После распада СССР ни осталось ни одного действующего предприятия , который бы мог обеспечивать их небольшое населения в горном регионе. И основным их источником доходом является купля продажа скота и денежные переводы с России или Казахстана. Не надеясь на помощь детей Тулганой с мужем упорно разводят скот, что бы иметь постоянный доход. На новый кредит Тулганой собирается купить коз и овец.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Tulganoi to purchase goats and sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 13, 2011
Listed
Dec 26, 2011
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2013