She is very skillful and is very creative minded. Her creativity helps her to make different designs of clothes for her clients.
Her husband has a job and earns a low income, which is not enough for the whole family. That is why Safia started her business a few years ago. Now she has a good number of clients in her community who gives her regular orders every month.
She is the mother of a son and a daughter. Her son studied until 8th and is now looking for a job while her daughter is only 9 months old.
Safia is confident that a loan investment will help her earn more profits from her business and she will be able to save some profits for the future of her children.
Note: In the photo, the lady holding a book (called Asasah Passbook) is Safia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid