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Irrna was born in the city of Huayllabamba, and lives in the same city where she was born. The Peruvian district of Huayllabamba is one of the seven districts in Urubamba province, located in Cusco department, which is part of the Cusco region of Peru.

Irma is 25, single, and has no children yet. She has various main economic activities that she does during the year. During the months of April to October she works as an employee, whether it be in a hotel, restaurant or for the Yucay municipality. During the months from October to March, she sells corn, and takes her products to the cities of Juliaca, Puno, and Cusco, and distributes them in various markets in those cities.

On this occasion, Irma needs the loan to buy more corn. Irma's dream is to open an Internet booth, or a company specializing in developing software. Irma has studied for a technical career in computing and informatics, in one of the institutes in the city of Cusco.

Irma is a member of the "Virgen Natividad" communal bank, and the group is made up of 15 members, some of whom live in the city of Huayllabamba, and others in the city of Yucay. The Peruvian district of Yucay is one of the seven districts in Urubamba province.
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Irma nació en la ciudad de Huayllabamba y vive en la misma ciudad donde nació. (El distrito peruano de Huayllabamba es uno de los siete distritos de la Provincia de Urubamba, ubicada en el Departamento del Cusco, perteneciente a la Región Cusco, Perú).

Irma tiene 25 años edad, es soltera y aun no tiene hijos, ella tiene varias actividades económicas principales que realiza durante el año y estos son: Durante los meses de abril hasta octubre se dedica a trabajar de forma dependiente osea ya se ha en un hotel, en un restaurante o en la municipalidad de Yucay. Durante los meses de Octubre a Marzo se dedica al negocio de venta de choclo y lleva sus productos a la ciudades de Juliaca, Puno, Cusco y los distribuye en diferentes mercados de esas ciudades. En esta oportunidad Irma requiere el préstamo para comprar más choclo. Su sueño de Irma es abrir una cabina de internet o abrir una empresa especializa en realizar software. Irma ha estudiado la carrera técnica de computación e informática en uno de los institutos de la ciudad del Cusco.

Irma es integrante del banco comunal “Virgen Natividad” y el grupo está conformado con 15 socios que viven unos en el ciudad de Huayllabamba y otros en el ciudad de Yucay. El distrito peruano de Yucay es uno de los siete distritos de la Provincia de Urubamba.

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Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Irma to buy more corn.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 14, 2011
Dec 24, 2011
Currency Exchange Loss:
May 15, 2012