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Irina

Update on Irina

Irina is requesting this loan for the purchase of a winter selection of shoes. Her previous loan helped her to make successful purchases and earn an additional profit from the sales of spring-summer merchandise. Irina uses her profits to improve her living conditions - makes small repairs and buys household appliances. Irina has three adult daughters. She lives with the oldest daughter in their own house. Her daughter followed her mother's steps and started her own business. Irina's son and youngest daughter live with their own families.
View original language description ↓
Ирина просит предоставить ей кредит для закупки зимнего ассортимента обуви. Предыдущий кредит помог ей сделать удачные закупки и получить дополнительную прибыль на продаже весенне-летнего товара. За счет полученной прибыли Ирина улучшает свои жилищные условия - делает мелкий ремонт, покупает бытовую технику.

У Ирины трое взрослых детей. Ирина живет вместе со старшей дочерью в своем доме. Дочь пошла по стопам матери и начала свой бизнес. Сын и младшая дочь с семьями проживают отдельно.

Previous Loan Details

Irina is divorced. She lives in Melitopol with two daughters and a son. Irina sells footwear, slippers, and bags in the central marketplace of her home town. She has been in the market for 12 years. She has already invested about 20,000 Grivnyas in her turnover capital. Her net profit amounts to ... More from Irina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,181,775
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Irina to expand the selection of winter shoes.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2011
Listed
Jan 1, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013