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Saidhudja U. lives in the region of Abdurahmon Jomi. He is 49 years old, married and has 4 children. He has a secondary technical education and is a carpenter by profession. He is in the animal husbandry business. He buys young calves, feeds them for about 40-45 days and then resells at a higher price because grown calves cost more and are used for meat. Afterwards he buys new batch of calves, feeds them and then resells and that is the scheme by which his business runs. This business helps to support his family as Saidhudja is the sole provider. Besides, the development of animal husbandry in the region provides the markets with fresh meat at reasonable prices. Saidhudja has been in this business for the past five years. He plans to use the loan to buy more calves. He plans to pay off the loan within 10 months.

Translated from Russian by Elena Fedorchuk, Kiva Volunteer.

Юсупов Саидхуджа житель района Абдурахмони Джоми. Возраст 49 лет, женат, имеет 4 детей.Образование средне- техническое. По специальности плотник. Занимается животноводством. Покупает молодых бычков , откармливает около 40-45 ддней а затем продает по более высокой цене, так как откормленные и подросшие бычки стоят дороже и их используют на мясо.Затем он покупает новый молодняк , откармливает и продает. Так по этой схеме действует его бизнес.Этот бизнес помогает обеспечивать его семью так как клиент является единственным кормильцем семьи. Кроме того развитие животноводческого сектора позволяет обеспечить рынки полноценным мясом и по доступным ценам.Занимается животноводством клиент уже около 5 лет.Поэтому клиент планирует получить кредит для того чтобы купить бычков. Погасить кредит клиент планирует в течении 10 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 177
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Saidhudja to buy calves.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 14, 2008
Mar 30, 2008
Currency Exchange Loss:
Mar 16, 2009