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Nkulokoh
Born on the 11th of August, 1971, she is single with two children, both younger than 15. They all live in a one room house on Ben and Bros Street, a quarter in the Bamenda Mezam Division of the North West Region of Cameroon. She has faced challenges in life such as death, a broken home, poverty and ill health.

Life had been so difficult for her until she joint GHAPE in 2009. She has borrowed and repaid two loans, which she used to to sell Irish potatoes and to buy fabrics to sew school uniforms. These activities enabled her to pay her children’s school fees, medication and house rent and to provide her children with a balanced diet. She plans to use this loan to buy fabric, cocoyams (taro) and Irish potatoes. She is very positive that her business will succeed because of her experience and better management skills. Furthermore, she sells to her customers at low prices and has good availability of products at all times to make sure the community has a regular supply of commodities.

She plans to use any profit made from this loan to pay her children's school fees, medication and house rent and to cater for other unforeseen circumstances in the family. She prefers a loan from GHAPE because of the low interest rates, convenient installment repayments, no collateral security and training in business tactics before loan disbursement.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
  • 0
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    Cameroon Loans Fundraising
  • $1,168,400
    Funds lent in using Kiva
  • 502.9
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD