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Modeste is 42 years old and married with eight children between the ages of 1 and 15 years old. He owns a business selling food and drinks such as milk, tea, cakes, biscuits, water, etc. He has been in this business for ten years and works from 6am until 11pm every day.

Modeste has requested a Kiva loan via Vision Finance Company in order to expand his restaurant by buying more food and drinks such as milk, tea, cakes, biscuits, water, etc. With any profits, he will be able to save for his future and pay medical insurance for his family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,367,925
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD