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Jovine, aged 22 years, has one child who is 4 years old. She sells beer, sodas and Mutzig (a brand of beer). She has been running this business for the period of six months. She is planning to use the loan for expanding her bar business. With the profits, she will reinvest in the same business. She wants to reach a big level of capital in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 48
    View loans »
    Rwanda Loans Fundraising
  • $15,329,275
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Jovine to buy beer and sodas to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Dec 22, 2011
Currency Exchange Loss:
Feb 15, 2013