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Hakika Group
In this Group: Hamida, Asha, Sarafina, Leah, Ashura, Sharifu, Johari, Upend, Rose, Hadija, Moshi, Zuwena, Rahma, Zaina, Fatuma, Joyce, Sikudhani
In her late 30s Hamida, who is married with three children, has been selling vehicle oil for about ten years now. Working from 7 a.m. to 10 p.m. daily, she is able to make a good monthly profit.

This will be Hamida’s fourth loan from Tujijenge, Tanzania. She used the previous loan, since repaid, to purchase vehicle oil, and is now requesting a new loan for the same purpose. Hamida’s dream is to one day build her own house.

Hamida will share this loan with her loan group, "Hakika," which has 17 members. The group members will hold each other accountable in paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 41
    View loans »
    Tanzania Loans Fundraising
  • $14,890,625
    Funds lent in using Kiva
  • 1,580.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Hakika Group's $3,525 loan helped a member to buy more vehicle oil for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Dec 22, 2011
Currency Exchange Loss:
May 16, 2012