As shown in the photo, Mrs. Chik is standing in her cabbage field, located in Pouk district, Siem Reap province. She has been in this business since 2000. She is able to yield an income of $2.50 per day. Her husband is the one who always helps and works alongside her in the field. Chik has been blessed with six children, two of whom are working to help support their living standard: Her first child is a civil servant who works for the government and her second child is a driver for a tour company.
At this time, Chik has applied for a loan from Kiva to purchase a motorcycle for the two children to improve the way they commute to their workplaces and to avoid taking a motor-taxi service any longer. This loan will improve a part of her living condition. She hopes that our lenders won’t reject her first loan.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.