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Mrs. El, 43, is a single mother who lives with two school aged kids in Reussey Keo commune, Phnom Penh. She always takes care of and pays attention to her children, especially their education, even though she is busy selling chickens in a local market of the city. El wants to improve her business and the way she works in order to increase her productivity. As usual, she buys chickens from her suppliers and she plucks the feathers herself at home before taking them to sell in the market. Thus, she spends a lot of time to make good process of her daily work. And at the present, she has found that there is a machine that can be used to pluck the feathers quickly and more easily than what she does. So she is taking out her second loan from HKL to purchase a type of machine as mentioned to support her business. And with the balance of the loan, she will stock chickens for a constant sale. Her business goal is to sustain and improve her business and provide her two children a standard of living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 256
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped El to buy a type of machine that can be used to pluck the feathers of chickens and to buy stock of chickens.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Jan 1, 2012
Currency Exchange Loss:
Feb 22, 2013