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Bernadette
Bernadette is 47 years old and is married with seven children between the ages of 10 and 12 years old. She has a restaurant. Her business is open from 7 a.m. until 8 p.m. every day, and she has two years of experience.

Bernadette has requested a loan from Kiva in order to increase her business by buying a greater quantity of food (beans, sweet potatoes, Irish potatoes, rice, etc.) to sell. With the profits, Bernadette will be able to reinvest in her business and to pay medical insurance for her family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 48
    View loans »
    Rwanda Loans Fundraising
  • $12,349,300
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD