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Bernadette is 47 years old and is married with seven children between the ages of 10 and 12 years old. She has a restaurant. Her business is open from 7 a.m. until 8 p.m. every day, and she has two years of experience.

Bernadette has requested a loan from Kiva in order to increase her business by buying a greater quantity of food (beans, sweet potatoes, Irish potatoes, rice, etc.) to sell. With the profits, Bernadette will be able to reinvest in her business and to pay medical insurance for her family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 49
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Bernadette to buy more food like beans, sweet potatoes, Irish potatoes, rice, etc. to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Jan 1, 2012
Currency Exchange Loss:
Jul 23, 2012