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Marat is a 51-year-old widower with two children. He works as a driver in a local company. Cattle breeding is an additional source of income for Marat and his family. Marat's persistence and firmness helped him to expand his business, start-up costs for which totaled KGS 16,000. As of today, he gets KGS 10,000/month from the sale of meat and dairy products. In order to further increase the cattle numbers, Marat sought help from Bai Tushum & Partners and asked for a loan in the amount of KGS 130,000. Marat will use the money from the loan to buy bull-calves for fattening and reselling. He is planning to invest the income from the loan into the cattle raising. In the future, Marat is also planning to buy a house for his eldest son.
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Марату 51 год, вдовец, воспитывает двух детей. Марат работает водителем в местной компании и в качестве дополнительного источника дохода для своей семьи, занимается животноводством. Благодаря упорству и настойчивости Марата, начатое с суммы 16,000 сом (KGS) хозяйство, на сегодняшний день приносит около 10,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. В целях дальнейшего увеличения поголовья скота, Марат обратился в компанию «Бай - Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку бычков для откорма и перепродажи. В планах Марата- вложить доходы в дальнейшее увеличение количества домашней скотины, а в будущем – купить дом для старшего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,318,175
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Marat to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 13, 2011
Dec 22, 2011
Currency Exchange Loss:
Dec 17, 2013