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Zamira is 47 years old and married. After getting her degree in food services from a junior college, Zamira worked for five years at a wine and spirits distillery located in the town of Karabalta. This is where she met the man who would later become her husband. She got married in 1991. Now Zamira is the mother of three sons; the eldest son, Erkin, is her main helper in everything, and the younger sons are in schools. Five years ago, searching for a source of income for her family, Zamira launched her own business, opening a small grocery store named “Bek,” which is located in the central part of the village of Belovodskoe. After overcoming many challenges, Zamira was able to grow her business, which now brings a monthly income of 20,000 KGS. Thanks to her hard work, Zamira was able to purchase a car for her family. In order to grow her business further, Zamira turned to “Bai Tushum and Partners” for a loan in the amount of 100,000 in order to increase her sales volume and install new display cases. She plans to reinvest her income in further development of her business.
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Замире 47 лет, замужем. После окончания пищевого техникума, Замира проработала 5 лет на заводе в отделе вино-водочных изделий, расположенном в городе Карабалта. Там она познакомилась со своим будущим супругом и в 1991 году вышла замуж. В настоящее время Замира - мать троих сыновей, старший сын Эркин - ее главный помощник во всем, младшие учатся в школе. 5 лет назад, в поисках источника дохода для своей семьи, Замира начала свой бизнес в торговле продуктами питания, открыв небольшой магазин «БЕК», который расположен в центральной части села Беловодское. Пройдя через многие испытания, Замира смогла развить свой бизнес с ежемесячным доходом в сумме 20,000 сом (KGS). Благодаря упорному труду, Замира смогла приобрести автомашину для своей семьи. В целях дальнейшего развития своего бизнеса, Замира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на увеличение товарооборота и установку новых витрин. Доходы она планирует вложить в дальнейшее расширение магазина.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Zamira to broaden her assortment of goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2011
Dec 23, 2011
Currency Exchange Loss:
Jan 15, 2013