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Hernaldo José
Hernaldo José lives in Masaya Department. He’s a cobbler by profession, married and responsible for his household. His business consists in making women’s shoes. He has 21 years’ experience in this work which has given him much experience in this line of work.

Hernaldo is asking for a loan to buy raw materials like leather, soles, glue, new leather, foam, shoe seams, pigskin, yellow glue, white glue, #1.75 thread, María, Juanita and Sofía –style forms and fabric, among others.

His nuclear family is composed of his two children and his wife; one of his children is independent. He believes that the loan will help him in large part to increase income and his family’s quality of life as well as be able to meet each and every one of his customer’s demands.
View original language description ↓
El señor Hernaldo José, reside en el departamento de Masaya. De oficio zapatero, casado y responsable de su hogar. Su negocio consiste en la elaboración de calzado de mujer, tiene la experiencia de 21 años dedicándose a esta labor, lo que le ha permitido adquirir una gran experiencia en dicho trabajo.

El señor Hernaldo esta solicitando un préstamo para la compra de materia prima como cuero, suela, pega, cuero nuevo, esponja, cerquillo, piel de cerdo, pega amarilla, pega blanca, fibra # 1.75, cajuela maría, cajuela juanita, cajuela Sofía, tela, entre otros.

Su núcleo familiar lo conforman dos hijos y su esposa, del cual uno de ellos es independiente. Considera que el crédito le ayudara en gran parte en aumentar sus ingresos y calidad de vida para su familia así como cubrir la demanda de todos y cada uno de sus clientes

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 135
    View loans »
    Nicaragua Loans Fundraising
  • $24,035,950
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Hernaldo José to buy shoe making supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2011
Listed
Dec 23, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013