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Blanca Hortencia

Update on Blanca Hortencia

21-year-old Blanca Hortensia is single and lives with her parents. She lives in Recinto Aguas de Mocache, in Cantón Mocache.

The communal bank 'El Progreso' is located in Recinto Aguas Frías de Mocahe, this bank supports agricultural work such as planting short-cycle maize, rice.

Blanca Hortensia grows corn and rice on her own land. She buys her goods in Mocache sells the crops in Mocache market. She has requested the loan to purchase seeds, fertilizers and manure for her crops. The loan will help to increase her family's income and allow her to invest in planting crops. Her dream is to buy a plot of land.

In her free time, Blanca enjoys playing sports.
View original language description ↓
Blanca Hortensia tiene 21 años es soltera, vive con sus padres. Vive en el Recinto Aguas frías de Mocache, Cantón Mocache.

Ventanilla EL PROGRESO se encuentra ubicada en el Recinto Aguas Frías de Mocahe, perteneciente al cantón Mocache, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz.

Blanca Hortensia se dedica a la agricultura a la siembra de maíz y arroz en terrenos propios. Compra sus productos en Mocache y las vende en el mercado de Mocache.

El crédito solicito para la compra de semillas, fertilizantes y abonos para los cultivos. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir en la siembra. Su sueño es comprar un terreno.

Disfruta mucho en sus tiempos libres haciendo deporte.

Previous Loan Details

Blanca Hortecia is 21 years old. She is single and lives with her parents in Ventanas canton, in Los Ríos province. She doesn't have any children. The 'El Progreso' community bank is located in Aguas Frías de Mocache, in Mocache canton. The members of this bank work in short-cycle agricultu... More from Blanca Hortencia's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Blanca Hortencia para la compra de semillas, fertilizantes y abonos para los cultivos.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 2, 2011
Dec 25, 2011
Currency Exchange Loss:
Jul 27, 2012