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Maria
María, age 64, is a hard-working, enterprising, happy, and kind woman. She is separated from her life partner. She lives comfortably in her own house with her mother, her 38 year old daughter, her son-in-law, and her nine year old grandson.

Maria’s business is selling merchandise that she gets in the city of Lima. She sells things like sheets, comforters, quilts, bedspreads, and others. To do this she has a niece who lives in the city of Lima. Her niece makes the purchases so that later María is able to sell them to her friends, neighbors and relatives. She sells in an itinerant manner and from her house.

She gives credit for up to two months. Thanks to becoming well-known she has managed to have a regular clientele. She has been carrying out this work in her business by herself for six years. She likes her business as it allows her to have an occupation. It also allows her to have income to pay for her personal and household expenses. What annoys her is that some customers delay paying off their credit. However, she still manages to have good income. That is why she plans to maintain her business.

This will be her fourth loan with MFP. She hopes for your collaboration in order to continue with her objectives. She says that she feels good with her communal bank as she considers the members to be calm and responsible people.

She will use the requested 1,000 soles to buy more wholesale merchandise for her business during this Chrismas season.
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View original language description ↓
María, de 64 años de edad, es una mujer trabajadora y emprendedora, así como alegre y amable, esta separada de su pareja, vive en compañía de su madre, su hija de 38 años de edad, su yerno y su nieto de 9 años de edad, instalada cómodamente en su propia casa.
El negocio que tiene María es la venta de mercaderías que trae desde la ciudad de Lima como sabanas, edredones, colchas, cubrecamas, y otros, para eso cuenta co una sobria que vive en la ciudad de Lima quien le realiza las compras para que luego María pueda venderlo entre sus amistades, vecinos y familiares, vendiendo de forma ambulatoria y desde su casa, dejando a crédito de hasta 2 meses gracias a que se hizo conocida a logrado tener una regular clientela, durante estos 06 años que viene desempeñando ese negocio ella sola.
Le gusta su negocio pues le permite tener un oficio, así como tener un ingreso económico para pagar sus gastos personales y de su hogar. Por lo contario lo que le incomoda es que algunos de sus clientes se demoran en el pago de sus créditos, pero aun así logra tener buenas ganancias, por eso tiene planes de mantenerse en su negocio. Este será el préstamo número 4 con la institución MFP, por tanto espera de su colaboración, para continuar con sus objetivos. Además comenta sentirse bien con su banco comunal pues considera a sus integrantes ser personas tranquilas y responsables.
Con el monto solicitado de 1000 nuevos soles los invertirá en la compra de mas mercaderías de su negocio al por mayor para ésta campaña navideña.

About Peru

  • $6,715
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Maria to buy more wholesale merchandise like sheets, comforters, quilts, bedspreads, and others.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2011
Listed
Dec 23, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012