One of the members is Señora Yeni. She is 27 years old, is in a common-law marriage, and has two children. Her business is a grocery store. She sells rice, sugar, milk, oil and candies. She works from 6:00 am to 10:00 pm. She also sells corn cooked with cheese, which she sells as a street vendor. Through these little businesses she is raising her children. Her dream is to have a shop where she can sell corn with cheese and also to expand her grocery store. She is applying for the loan to buy products such as rice, sugar, milk, and oil wholesale, and also to buy corn and cheese wholesale.
The other members' businesses include selling chicha (a traditional Andean corn-based alcoholic drink), a chicken business, a grocery store, selling food, and selling guinea pigs.
Sra. Yeni is thankful to those who form part of her dream through the loans and she promises to make her payments according to the established schedule.
La socia es la Sra. Yeni; ella es conviviente y tiene 27 años y tiene 2 hijos; La socia trabaja con su negocio de venta de tienda de abarrotes, la socia vende arroz,azúcar,leche,aceite y golosinas ,la socia trabaja desde las 6:00 a.m hasta las 10:00 p.m, la socia también se dedica a vender choclos cocinados con queso ella vende en forma ambulatoria, por medio de estos pequeños negocios la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los choclos con queso y también ampliar la tienda de abarrotes. La socia solicita el préstamo para comprar productos como arroz, azúcar, leche y aceite al por mayor y también para comprar choclos y queso al por mayor.
Los otros socios se dedican al negocio de venta de jora, negocio de gallinas, negocio de tienda de abarrotes, negocio de venta de comida, negocio de venta de cuyes.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid