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Siempre Unidos Group
In this Group: Estherlin Ericka, Belisario, David Jesus, Victor Enrique, Jeramil Abner*, Gloria Elena, Laura, Roberto Junior, Elsa*, Manolo, Juan Daniel
* not pictured
The people in the photo are members of the “Siempre Unidos” Communal Bank. This bank is located in the district of Cusco, belonging to Cusco Province in Cusco Department.

Sra. Ericka is featured here. She has lived with her partner for 30 years and has three children. She has a business selling groceries, essentially basic supplies such as rice, sugar, milk, oil and noodles. She works from 5 a.m. until 10 p.m. Through this small business, Ericka has helped her children get ahead. Her dream is to expand her grocery store so that she can increase her merchandise.

Ericka is requesting a loan to purchase products wholesale in order to stock her grocery store. She will buy items such as rice, sugar, milk, oil, noodles and cookies. The other members of the bank have businesses selling vegetable, in transportation, a restaurant, a taxi service, and a business selling mattresses.

Ericka is grateful to those who are enabling her to realize her dream in this manner and is committed to making her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “SIEMPRE UNIDOS”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Ericka; ella es conviviente y tiene 30 años y tiene 3 hijos; La socia trabaja con su negocio de venta de tienda de abarrotes, la socia vende productos de primera necesidad como arroz,azúcar,leche,aceite y fideos, ella trabaja desde las 5:00 a.m hasta las 10:00 p.m, por medio de este pequeño negocio la socia saca adelante a sus hijos, el sueño de la socia es ampliar la tienda de abarrotes y de esta manera poder aumentar su mercadería. La socia solicita el préstamo para comprar productos para implementar la tienda de abarrotes como arroz, azúcar, leche, aceite, fideos y galletas al por mayor.
Los otros socios se dedican al negocio de venta de verduras, negocio de transporte, negocio de restaurant, negocio de servicio de taxi, negocio de venta de colchas.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $54,528,450
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Siempre Unidos Group's $2,975 loan helped a member to buy products wholesale to stock her grocery store such as rice, sugar, milk, oil, noodles and cookies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2011
Listed
Dec 22, 2011
Currency Exchange Loss:
Covered
Ended:
May 15, 2012