Update on Maria EusebiaMaría Eusebia, 46, is married and lives with her husband and children in Recinto Las Blancas in Ventanas Canton, Los Ríos Province.
The “26 de Noviembre” communal bank is located in Recinto Las Blancas belonging to Ventanas Canton. This communal bank is dedicated to farming tasks in short cycle corn, rice and pigeon peas.
María Eusebia farms corn, rice and pigeon peas. Her purchases take place in Ventanas and her sales in the Ventanas market.
She requested the loan to buy seeds, fertilizer and manure like urea and the most commonly used insecticides for crop care. The loan helped her to increase family income and to invest in seeds and supplies. Her dream is to own a house. She likes taking care of and cleaning her house.
Ventanilla 26 DE NOVIEMBRE se encuentra ubicada en el Recinto Las Blancas, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol gandul.
María Eusebia se dedica a la agricultura a la siembra de maíz, arroz y frejol gandul realiza las compras de sus productos en Ventanas y las vende en el mercado de Ventanas.
El crédito solicito para la compra de semillas, fertilizantes y abonos como urea, insecticidas entre los más usados para el cuidado de los cultivos. El préstamo le ayudado para aumentar los ingresos de la familia y para invertir en la siembra en semillas e insumos. Su sueño es tener una casa.
Le gusta cuidar de su hogar y realizar la limpieza de la casa.
Previous Loan DetailsMaria Eusebia is 46 years old, is married and lives with her husband and their children, Mauro, 19, and Evelyn, 11. He lives in El Cantón Ventanas, a province of Los Ríos. This village bank is named V.R.C. 26 DE NOVIEMBRE. It can be found located in Recinto Las Blancas, belonging to Cantón Ven... More from Maria Eusebia's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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