Update on Victoria EloisaVictoria Eloisa is 48 years old and married. She lives with her husband and children in the Las Blancas settlement in the Ventanas canton, in Los Ríos province.
This community bank is called "26 de Noviembre" and it is located in Las Blancas, in Ventanas canton. The members of the communal bank work in short-cycle agriculture, growing corn, rice and pigeon peas.
Victoia is a farmer, and she grows corn, rice and pigeon peas. She buys her products in Ventanas, and and she sells her products in the market in Ventanas.
The requested loan is to buy seeds, fertilizers, manure like urea and, insecticides, which are what she uses the most to take care of her crops.
The loan has helped her increase the family income. It is also used for planting the seeds and for supplies.
Her dream is to travel to Europe, have a house, and that her children complete their education.
In her free time she really enjoys listening to music.
Ventanilla 26 DE NOVIEMBRE se encuentra ubicada en el Recinto Las Blancas, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol gandul.
Victoria se dedica a la agricultura a la siembra de maíz, arroz y frejol gandul realiza las compras de sus productos en Ventanas y las vende en el mercado de Ventanas.
El crédito solicito para la compra de semillas, fertilizantes y abonos como urea, insecticidas entre los más usados para el cuidado de los cultivos. El préstamo le ayudado para aumentar los ingresos de la familia y para invertir en la siembra en semillas e insumos. Su sueño es viajar a Europa, tener una casa y que los hijos terminen los estudios.
En los tiempos libres disfruta mucho escuchar música.
Previous Loan DetailsVictoria Eloisa is 48 years old and married. She lives with her husband and their six dependent children in Ventanas canton, in Los Ríos province. This community bank is called '26 de Noviembre' and it is located in Las Blancas, in Ventanas canton. This group has 10 members who all work in… More from Victoria Eloisa's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid