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The borrower is a married woman and mother of 9 children. She lives with her husband and all her children in a family house. She runs a small shop selling groceries but is mostly in the business of raising sheep. She buys purebred sheep that she raises and resells after 10 to 12 months. These two businesses generate revenues large enough for her to supplement her husband in taking care of the majority of the family expenses. Specifically, she takes care of all the children's school fees, medical expenses, and clothing. To strengthen her sheep-raising business, she is asking UIMEC for a loan of 500000 francs to buy 10 sheep. Her ambition is to grow her business.
View original language description ↓
L'emprunteuse est une femme mariée et mère de 9 enfants.Elle vit avec son mari et tous ses enfants dans la maison familiale.Elle tient une petite boutique de vente de produits alimentaire mais s'active surtout dans l'élevage de moutons.Elle achète des moutons de race qu'elle élève et revend au bout de dix à douze mois.Ces deux activités génèrent des revenus assez importants qui lui permettent de suppléer son mari dans la prise en charge de la plupart des dépenses familiales. Elle prend en particulier entièrement en charge les frais de scolarité des enfants, leurs dépenses sanitaires et d'habillement.Pour renforcer son activité d'élevage, elle sollicite auprès de UIMCEC un prêt de 500000f pour acheter dix moutons. Son ambition est d'élargir son activité.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 42
    View loans »
    Senegal Loans Fundraising
  • $13,487,775
    Funds lent in using Kiva
  • 500.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Arame to buy 10 sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 29, 2011
Dec 21, 2011
Currency Exchange Loss:
Dec 18, 2012