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This is 36 year-old Anthony. He is married to a businesswoman and has one child aged 17 years. In 2006, Anthony established his drinks, milk, ovaltine, liquor, sugar, butter, baby cream, and soap business. He began his business because his parents were business people and he grew up in the business even though he was going to school. But he paid more attention to the business and after he left school, he decided to continue with it. Working 12 hours a day, 7 days a week, he earns about Le 1,500,000 every month from this business. He would like a loan in the amount of Le 5,000,000. Anthony requires a loan in order to purchase phones - 20 pieces @ Le200,000, savanna* drinks - 5 crates @ le120,000 and maltina** drinks - 4 crates @ Le100,000. He hopes that this loan will enable him to increase his monthly profits by approximately Le 750,000. In the future, Anthony plans to become an international businessman. The business is good as it helps in adding to his capital. He hope to educate his child as he will make more profit out of it. He usually experiences challenges due to the change in the exchange rate. He doesn’t have competition as his shop is the only cosmetic and provision shop in the area. He serves students from the nearby college and people around town. He serves about 40 people a day. He treats his customers well. He is assisted by his wife, and usually buys his goods from Conakry, Guinea twice every month by public transport. Anthony saves some of his profit and the rest he uses to buy more stock. He is planning to expand his business by accessing more loans. He thanks you for your support.

**energizing drink made of malt and hops

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Anthony to purchase phones, savanna drinks and maltina drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Dec 21, 2011
Currency Exchange Loss:
Nov 16, 2012